Bond YTM Calculator
Approximate yield to maturity of a bond.
Current Bond Yield
Annual coupon divided by market price.
Coupon Payment
Periodic bond coupon from rate and face value.
Bond Price Calculator
Discounted present value of a bond.
P/E Ratio Calculator
Price-to-earnings ratio from price and EPS.
EPS Calculator
Earnings per share from net income and shares.
PEG Ratio Calculator
P/E ratio divided by earnings growth rate.
Price-to-Book Ratio
Share price divided by book value per share.
Price-to-Sales Ratio
Share price divided by sales per share.
Earnings Yield
EPS divided by price, the inverse P/E.
Dividend Payout Ratio
Dividends per share as a share of EPS.
Dividend Growth Model
Gordon model stock valuation from dividends.
DRIP Calculator
Dividend reinvestment growth over time.
Expense Ratio Impact
Fee drag on investment growth over time.
Mutual Fund Fees
Total load and expense-ratio fees over time.
Purchasing Power
Inflation-adjusted future value of money.
FIRE Number
Nest egg needed to retire early.
Coast FIRE Calculator
Invest now, coast to your FIRE goal.
Withdrawal Rate
Withdrawal rate vs the 4% rule.
Retirement Income
Sustainable income a nest egg provides.
Annuity Payout
Periodic payment from an immediate annuity.
Perpetuity Value
Present value of an endless cash stream.
NPV Calculator
Net present value of equal cash flows.
IRR Calculator
Internal rate of return of equal cash flows.
Payback Period
Time to recoup an investment’s cost.
Profitability Index
PV of inflows per dollar invested.
Sharpe Ratio
Risk-adjusted return above the risk-free rate.
CAPM Expected Return
Expected return from beta and market premium.
WACC Calculator
Weighted average cost of capital.
Portfolio Return
Weighted average return of a portfolio.
Asset Allocation by Age
Stock/bond split from your age.
Effective Annual Rate
EAR from a nominal rate and compounding.
APY Calculator
Annual percentage yield from APR.
Cap Rate Calculator
NOI divided by property price.
Rental Yield Calculator
Gross and net yield of a rental property.
Cash-on-Cash Return
Annual cash flow over cash invested.
VAT Calculator
Add or remove VAT at any rate.
GST Calculator
Add or remove GST at any rate.
Service Charge Calculator
Add a service charge and split a bill.
Gross to Net Price
Convert gross price to net price.
Markup Calculator
Cost plus markup to selling price.
Profit Margin Calculator
Profit, margin % and markup % from cost.
Gross Profit Calculator
Gross profit and margin from COGS.
Cost-Plus Pricing
Price to hit a target margin.
Percent Off Calculator
Sale price after a % discount.
Double Discount Calculator
Stack two discounts on one price.
Contribution Margin
Margin per unit and CM ratio.
Break-Even Units
Units to sell to cover fixed costs.
ROAS Calculator
Return on ad spend ratio and %.
CPM Calculator
Cost per 1,000 impressions.
CPC Calculator
Cost per click from spend and clicks.
CAC Calculator
Customer acquisition cost.
LTV:CAC Ratio
Lifetime value vs acquisition cost.
Loan-to-Value Calculator
LTV ratio and equity from loan & value.
DSCR Calculator
Debt service coverage ratio.
Working Capital
Assets minus current liabilities.
Current Ratio
Assets over current liabilities.
Quick Ratio
Acid-test liquidity ratio.
Invoice Total Calculator
Subtotal, discount, tax and shipping.
Late Payment Fee
Interest and fee on overdue invoices.
Time and a Half
1.5x overtime rate and pay.
Day Rate Calculator
Annual income to a daily rate.
Payroll Tax Estimate
Net pay from gross, tax and deductions.
Currency Triangulation
Cross rate from two given rates.
Price Per Sq Ft
Price per square foot and metre.
Rent Affordability
Affordable rent from your income.
Security Deposit
Deposit and move-in cost from rent.
Per Diem Calculator
Meals and lodging over trip days.
Mileage Reimbursement
Miles times your per-mile rate.
Straight-Line Depreciation
Even annual depreciation of an asset.
Declining Balance Depreciation
Accelerated depreciation year one.
EBITDA Margin
EBITDA as a percent of revenue.
Car Lease Payment
Monthly lease from cap cost and money factor.
Lease vs Buy a Car
Compare leasing against buying and reselling.
EV Charging Cost
Cost to charge from battery size and price.
EV vs Gas Cost
Annual electric vs gasoline fuel cost.
Car Depreciation
Future value from an annual loss rate.
Cost of Ownership
Depreciation, fuel, insurance and upkeep.
Car Loan vs Cash
Loan interest vs investing the cash.
Trade-In Equity
Trade-in value minus loan payoff.
Toll Trip Cost
Total tolls for a one-way or round trip.
Fuel Economy Savings
Yearly savings from a better MPG.
Idle Fuel Cost
Fuel wasted idling per year.
Oil Change Cost
Annual oil change cost and cost per mile.
Road Trip Fuel Stops
Fuel stops and cost for a long drive.
Net Income Calculator
Revenue minus costs, interest and taxes.
Retained Earnings Calculator
Beginning balance plus profit minus dividends.
Inventory Turnover Calculator
COGS divided by average inventory.
DSO Calculator
Average days to collect receivables.
DIO Calculator
Average days inventory is held.
Cash Conversion Cycle Calculator
DIO plus DSO minus DPO.
COGS Calculator
Beginning inventory plus purchases minus ending.
Operating Margin Calculator
Operating income divided by revenue.
Operating Income Calculator
Revenue minus COGS and operating expenses.
Burn Rate Calculator
Monthly net cash spend of a startup.
Startup Runway Calculator
Months of cash left at current burn.
Customer Lifetime Value Calculator
ARPU times gross margin over churn.
Churn Rate Calculator
Customers lost divided by customers at start.
MRR Calculator
Customers times average monthly revenue.
ARR Calculator
Monthly recurring revenue times twelve.
ARPU Calculator
Total revenue divided by active users.
Net Revenue Retention Calculator
Revenue kept from existing customers.
SaaS Magic Number Calculator
New ARR per dollar of sales spend.
Rule of 40 Calculator
Growth rate plus profit margin vs 40%.
Business Quick Ratio Calculator
Liquid assets over current liabilities.
Accounts Payable Days Calculator
Average days to pay suppliers.
Gross Revenue Calculator
Units times price, less returns and discounts.
Net Profit Margin Calculator
Net income divided by revenue.
Return on Assets Calculator
Net income divided by total assets.
Return on Equity Calculator
Net income divided by shareholder equity.
Asset Turnover Calculator
Revenue divided by average total assets.
Times Interest Earned Calculator
EBIT divided by interest expense.
EOQ Calculator
Optimal order quantity to minimize cost.
Safety Stock Calculator
Buffer stock against demand variability.
Reorder Point Calculator
Lead-time demand plus safety stock.
Contribution Margin Ratio Calculator
Sales minus variable costs over sales.
Price Elasticity Calculator
Demand response to a price change.
Cost Per Acquisition Calculator
Marketing spend divided by conversions.
CAC Payback Period Calculator
Months to recover customer acquisition cost.
LTV to CAC Ratio Calculator
Lifetime value divided by acquisition cost.
Gross Revenue Retention Calculator
Revenue kept before expansion, over start.
Crypto Profit Calculator
Profit or loss from a crypto trade.
Crypto DCA Calculator
Total invested across recurring crypto buys.
Crypto Average Cost Calculator
Weighted average price of two crypto buys.
Crypto ROI Calculator
Return on investment for a crypto holding.
Crypto Capital Gains Calculator
Gain, tax and after-tax profit on a sale.
Crypto Compound Calculator
Compounded crypto growth over years.
Mining Profitability Calculator
Daily mining profit from hash rate and power.
Mining Break-Even Calculator
Days to pay off mining hardware.
Hash Rate Share Calculator
Network share and expected coins per day.
Staking Rewards Calculator
Rewards earned from staking crypto.
Staking vs Holding Calculator
Extra tokens from staking versus holding.
DeFi APY Calculator
Convert APR to APY with compounding.
Yield Farming Return Calculator
Rewards from a liquidity pool over time.
Impermanent Loss Calculator
Loss versus holding from LP price divergence.
Gas Fee Cost Calculator
Ethereum gas fee in ETH and USD.
Wei Gwei ETH Converter
Convert wei, gwei and ether units.
Satoshi to BTC Converter
Convert satoshis, bits, mBTC and BTC.
Crypto Market Cap Calculator
Market cap and FDV from price and supply.
Token Price Target Calculator
Implied price from a target market cap.
Liquidation Price Calculator
Liquidation price for leveraged trades.
Margin Call Price Calculator
Margin-call price from equity and margin.
Funding Rate Cost Calculator
Perpetual futures funding paid over time.
NFT Royalty Calculator
Royalty, fee and net on an NFT sale.
Airdrop Value Calculator
Net value of a crypto airdrop.
Crypto Allocation Calculator
Percentage weights across crypto assets.
Crypto Rebalance Calculator
Buy/sell amount to hit a target allocation.
Pip Value Calculator
Value of a pip for a forex position.
Position Size Calculator
Units to trade for a fixed risk amount.
Risk Reward Ratio Calculator
Risk/reward and break-even win rate.
Stop Loss Price Calculator
Stop-loss price and loss at the stop.
Take Profit Price Calculator
Take-profit price and profit at target.
Crypto Break-Even Price Calculator
Sell price to break even after fees.
Trading Fee Impact Calculator
Total fees from repeated round-trip trades.
Crypto Loan LTV Calculator
LTV and liquidation buffer on a crypto loan.
Halving Supply Calculator
Block reward and supply after halvings.
Token Vesting Calculator
Vested and locked tokens over a schedule.
DIME Life Insurance Need
Debt, Income, Mortgage and Education total.
Term Life Estimate
Income multiple plus expenses less assets.
Human Life Value
Present value of future net earnings.
Auto Insurance Estimate
Base rate times risk factor less discounts.
Home Insurance Estimate
Coverage times rate per $1,000 less discounts.
Health Plan Total Cost
Premiums plus your capped medical share.
Deductible vs Premium
Which plan costs less at your claim level.
Out-of-Pocket Max Reach
Bills needed to hit your OOP maximum.
HSA Savings
Contribution growth and yearly tax savings.
HSA Triple Tax
Tax-free HSA vs taxable account value.
FSA Savings
Tax saved on pre-tax FSA contributions.
Copay Total
Yearly copays for visits and prescriptions.
Coinsurance Share
Your share after deductible and coinsurance.
Disability Insurance Need
Monthly benefit gap versus your expenses.
Umbrella Coverage Need
Assets and income at risk beyond your limits.
Home Replacement Cost
Square footage times build cost per sq ft.
Actual Cash Value
Replacement cost less age depreciation.
Premium Proration
Earned premium and refund for partial terms.
No-Claim Discount
Net premium after a no-claim bonus.
Annuity Income
Level payout from principal over N years.
Pension Lump vs Annuity
Present value of payments versus a lump sum.
Benefit Claiming Adjustment
Adjust a benefit for early or late claiming.
COBRA Cost
Full premium plus the admin fee.
Workers Comp Premium
Payroll times rate times experience mod.
Liability Limit Need
Cover net worth plus an income buffer.
Gap Insurance Need
Loan balance minus vehicle actual cash value.
Pet Insurance Value
Reimbursed vet costs versus the premium.
Renters Coverage Need
Sum of belongings plus a safety buffer.
Whole vs Term Cost
Lifetime premiums and the invested difference.
Self-Insurance Fund
Monthly savings to reach a reserve target.
Deductible Break-Even
Claim-free years to cover a higher deductible.
Inflation Rider
Future coverage needed after inflation.
Cash Value Life
Projected cash value from premiums and rate.
Mortgage Protection
Payoff balance plus a payment buffer.
Income Replacement
Present value of income with growth.
Emergency Medical Fund
Out-of-pocket max per person plus a buffer.
Click-Through Rate Calculator
CTR from clicks and impressions.
Cost Per Lead Calculator
CPL from spend and leads generated.
Cost Per Mille Calculator
Cost per 1,000 ad impressions.
Engagement Rate Calculator
Engagement rate by follower count.
Follower Growth Rate Calculator
Growth rate from start to end count.
Reach vs Impressions Calculator
Average frequency from reach & impressions.
Email Open Rate Calculator
Open rate from opens and deliveries.
Email Click Rate Calculator
CTR and click-to-open rate for email.
Bounce Rate Calculator
Bounce rate from bounces and sessions.
Average Order Value Calculator
AOV from revenue and order count.
Cart Abandonment Rate Calculator
Abandonment from carts vs purchases.
Return On Ad Spend Calculator
ROAS from revenue and ad spend.
Ad Budget Allocation Calculator
Split ad budget across channels.
Funnel Conversion Calculator
Stage rates from visitors to customers.
Lead to Customer Rate Calculator
Close rate from leads to customers.
Marketing ROI Calculator
ROI from marketing revenue and cost.
YouTube Ad Revenue Calculator
Estimated revenue from views and RPM.
Influencer Cost Per Post Calculator
CPM and cost per engagement of a post.
Net Promoter Score Calculator
NPS from promoters and detractors.
Viral Coefficient Calculator
K-factor from invites and conversion.
Share of Voice Calculator
Brand share of total market activity.
Cost Per View Calculator
CPV from spend and video views.
Cost Per Engagement Calculator
CPE from spend and engagements.
Blended CAC Calculator
CAC from total spend and new customers.
Conversion Value Calculator
Total value and ROI of conversions.
Target ROAS Calculator
Required ROAS for a revenue goal.
Break-Even ROAS Calculator
Minimum ROAS from profit margin.
CAC Payback Period Calculator
Months to recoup acquisition cost.
Email List Growth Rate Calculator
Net list growth from subs and unsubs.
Webinar Conversion Calculator
Attendance and buyer conversion rates.
Landing Page Conversion Calculator
Conversion rate from visitors.
Social Post Frequency Calculator
Posts per day, week and month.
Baby First-Year Cost
Total cost of baby’s first year.
Monthly Diaper Cost
Daily, monthly and yearly diaper spend.
Formula Feeding Cost
Daily, monthly and yearly formula cost.
529 College Savings
Project a college fund’s future value.
Cost of Raising a Child
Total cost to raise a child to 18.
Allowance by Age
Kids’ allowance by age of child.
Baby Shower Budget
Plan the cost of a baby shower.
Maternity Leave Pay
Total pay during maternity leave.
Daycare Cost
Yearly and monthly daycare costs.
Babysitter Cost
Cost of a babysitter for the night.
Twins Cost
First-year cost of raising twins.
Child Support Estimate
Rough support as a share of income.
Zero-Based Budget
Assign every dollar until you reach zero.
Envelope Budget
Split income into cash spending envelopes.
Paycheck Budget Split
Split a paycheck into needs, wants, savings.
Debt Snowball
Smallest balance first payoff plan.
Debt Avalanche
Highest APR first payoff plan.
Card Minimum Payoff
True cost of paying only the minimum.
Credit Utilization
Balance-to-limit ratio and score impact.
Rent-to-Income Ratio
Is your rent within the 30% rule?
Grocery Budget
Weekly and monthly food budget by household.
Subscription Cost
Yearly and 5-year cost of subscriptions.
Subscription Break-Even
When a subscription beats pay-per-use.
Allowance Savings
How saved allowance grows over the years.
Sinking Fund
Monthly amount to reach a dated goal.
Pay Raise Impact
New salary and increase from a raise.
COLA Adjustment
Does your raise keep up with inflation?
Salary After Tax
Quick net pay from gross salary.
Lean FIRE
Portfolio for a frugal early retirement.
Fat FIRE
Portfolio for a high-spending early retirement.
Barista FIRE
Portfolio when part-time income helps.
Savings Rate to Retire
Years to FI from your savings rate.
Spending Cut Impact
Invested value of a monthly spending cut.
Latte Factor
Future value of a small daily spend.
No-Spend Challenge
Savings from a no-spend streak.
Cash Back Value
Cash back earned from card spending.
Rewards Points Value
Dollar value of loyalty points.
Annual vs Monthly
Savings from paying annually vs monthly.
Cost Per Use
Net cost divided by number of uses.
Price Per Wear
Clothing cost divided by times worn.
Gym Cost Per Visit
Membership fee divided by visits.
Coffee Savings
Savings from brewing coffee at home.
Quit Smoking Savings
Money saved by giving up cigarettes.
Side Hustle Goal
Weeks of side work to hit a goal.
Hourly Freedom Number
Hours worked to cover monthly expenses.
FI Ratio
Passive income as a share of expenses.
Wealth Ratio
Years of expenses your net worth covers.
Money Ratios by Age
Savings benchmarks by age vs income.
Closing Costs Calculator
Down payment, closing fees, cash to close.
Down Payment Savings
Time to save your home down payment.
PMI Calculator
Private mortgage insurance monthly cost.
Property Tax Calculator
Annual and monthly property tax estimate.
HOA Impact Calculator
Long-term cost of monthly HOA dues.
Early Payoff Calculator
Interest saved with extra monthly payments.
Biweekly Mortgage
Savings from biweekly mortgage payments.
HELOC Payment Calculator
Interest-only and amortized HELOC payments.
Home Equity Calculator
Equity, LTV, and borrowable amount.
Mortgage Points Calculator
Cost and break-even of buying rate points.
Rent Increase Calculator
Projected rent after annual increases.
NOI Calculator
Rental net operating income from income and expenses.
Price-to-Rent Ratio
Buy vs rent price-to-rent ratio.
House Flip ROI
Profit and ROI on a fix-and-flip.
Rehab Budget Calculator
Renovation budget with contingency buffer.
Vacancy Loss Calculator
Annual income lost to vacant days.
Rental Cash Flow
Monthly cash flow after all expenses.
Seller Net Proceeds
Cash netted after selling a home.
Rent Proration Calculator
Prorated rent for a partial month.
Mortgage Recast Calculator
New payment after a lump-sum recast.
PITI Payment Calculator
Principal, interest, taxes, insurance payment.
Debt Yield Calculator
NOI divided by loan amount.
Loan Constant Calculator
Annual mortgage constant from rate and term.
Gross Rent Multiplier
Price divided by annual gross rent.
One Percent Rule
Rent vs 1% of purchase price.
Fifty Percent Rule
Estimated expenses and cash flow at 50%.
Break-Even Occupancy
Occupancy needed to cover costs and debt.
Home Appreciation
Future home value from annual appreciation.
Cash Reserve Calculator
Months of housing costs to keep in reserve.
Land Value Calculator
Land vs building value split.
Rent-to-Income Ratio
Rent as a share of gross income.
Mortgage vs Invest
Prepay mortgage vs invest the difference.
Closing Tax Proration
Prorate property taxes at closing.
Refinance Break-Even
Months to recoup refinance closing costs.
Interest-Only Mortgage
IO payment vs payment after the IO period.
Escrow Payment Calculator
Monthly escrow for taxes and insurance.
Trip Budget Calculator
Flights, hotel, food and extras totalled.
Points Value Calculator
Miles and points worth in cash.
Baggage Fee Calculator
Checked-bag fees across passengers and legs.
Travel Cash Needed
Daily budget and rate to foreign cash.
Tip Abroad Calculator
Local-currency tip and bill split.
Vacation Savings
Monthly saving to hit a trip goal.
Hotel Cost Calculator
Nightly rate, nights, rooms and tax.
Rental Car Cost
Daily rate, insurance and fees totalled.
Gas vs Flight Cost
Driving fuel cost versus airfare.
Flight Carbon Offset
Flight CO2 and cost to offset.
Miles to Next Tier
Miles and trips to the next status tier.
Travel Insurance Estimate
Trip cost and rate to premium estimate.