Work out how much you can safely borrow. Enter your income, existing debts and a target debt-to-income ratio — we back-solve the biggest monthly payment and loan amount you can handle. Runs entirely in your browser.
DTI (debt-to-income) is your total monthly debt payments divided by gross monthly income. Lenders typically cap this around 36–43%. This is an estimate for planning only, not a loan offer. Actual limits depend on the lender and your full financial profile.