// Finance Tool

ANNUITY CALCULATOR

A time-value-of-money solver. Pick what you want to find — future value, present value, or the periodic payment — enter the rest, and get the answer instantly. Everything runs entirely in your browser; nothing is sent anywhere.

Solve For

Sign convention: cash you pay out is negative, cash you receive is positive. A savings plan typically has negative PMT (deposits) and positive FV (balance).

Future Value
Present Value
Payment / Period
Future Value
Rate / Period
Total Contributions
Total Interest