// Finance Tool

BUDGET CALCULATOR

Enter your monthly after-tax income and split it into Needs, Wants and Savings using the classic 50/30/20 rule — tweak the percentages, then log expenses to see planned versus actual. Everything runs entirely in your browser.

Your Income
Split (must total 100%)
%
%
%
Your Monthly Plan
50% Needs
Rent, groceries, bills, transport, minimum debt payments.
30% Wants
Dining out, subscriptions, hobbies, travel, treats.
20% Savings
Emergency fund, investments, extra debt payoff.
Track Expenses optional

Add what you actually spend, tag each row, and see how your real spending compares to the plan above.

LabelAmountCategory
No expenses yet — add a row to compare planned vs actual.
Total spent
Total planned
Left to allocate